Kotapay Payment Solutions
ACH and Merchant Services for Your Business

As a division of First International Bank & Trust, Kotapay specializes in processing electronic transactions. Today’ regulatory landscape and the changing needs of the payments industry are best met with the resources of a financial institution. Kotapay is uniquely situated to manage your electronic payments through advanced BSA/AML, risk mitigation metrics and expanded product offerings, including:
ACH Services
Reduce human error and increase time savings by adding ACH services. ACH payments are quick, secure and cost effective when compared to paper checks.
- Payroll Direct Deposit
- Vendor Payments
- Tax Payments
- Wire Drawdown
Credit Card Merchant Services
Increase customer satisfaction and improve cash flow by accepting payments via credit card.
- Terminals
- Mobile Terminal
- Online Payment Portal
Payment Management Tools
Utilize Kotapay's payment management tools to streamline your business.
- KotaConnect, a secure (SSL), web-based tool that allows you to manage your direct deposit payroll, billing or vendor payments via ACH or credit card.
- Pay Now Payment Portal. Kotapay will build a custom payment page for customers to make payments directly on your website.