ACH and Merchant Services 

As a division of First International Bank & Trust, Kotapay specializes in processing electronic transactions. Today‚Äôs regulatory landscape and the changing needs of the payments industry are best met with the resources of a financial institution. 

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Kotapay is uniquely situated to manage your electronic payments through advanced BSA/AML, risk mitigation metrics and expanded product offerings.

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ACH Services

Reduce human error and increase time savings by adding ACH services. ACH payments are quick, secure and cost effective when compared to paper checks.

  • Payroll Direct Deposit
  • Vendor Payments
  • Tax Payments
  • Wire Drawdown

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Credit Card Merchant Services

Increase customer satisfaction and improve cash flow by accepting payments via credit card.

  • Terminals
  • Mobile Terminal
  • Online Payment Portal

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Payment Management Tools

Utilize Kotapay's payment management tools to streamline your business.

  • KotaConnect is a secure (SSL), web-based tool that allows you to manage your direct deposit payroll, billing or vendor payments via ACH or credit card.
  • Pay Now Payment Portal Kotapay will build a custom payment page for customers to make payments directly on your website.
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Connect with one of our payments experts today!

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