Kotapay
All the
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You Should Expect From a Payment Solutions Provider
Payroll · Payment Portal · Billing Talk to an expert
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$67B+
Processed in 2023
107,000+
Clients nationwide
50
Number of states we process in
Payment Solutions For Your Business
ACH Direct Deposit Payroll
ACH processing provides a cost-effective and efficient way to pay employees via direct deposit and vendors while reducing the amount of manual tasks.
Accounts Receivables
Eliminate time-consuming processes and increase cash flow by automating your accounts receivables process.
Payment Page
Add a payment page to your website for customers to make online payments via ACH or credit card.
Credit Card Processing
Allow the flexibility for customers to make payments via credit card. Kotapay provides a variety of methods to accept credit cards including terminals, online or remotely.
Online Payment Gateway
Our online payment gateway, KotaConnect, allows you to manage all your ACH and credit card payments in one location. No software maintenance fees or long-term commitments.
Software Partnerships
Kotapay partners with a variety of software platforms to provide streamlined ACH payments and credit card merchant services. Partner with a proven, trusted, and financially-sound industry leader.
CPA · Payroll · Non-Profit
Backed by the Stability of a Bank
For 30 years, Kotapay has provided fast, accurate electronic transaction services to more than 100,000 companies across all fifty states. Since 2018, we’ve been owned by a bank, which has provided a strong foundation of financial security and stability. We can offer a wide range of financial products and services, including treasury management solutions, to enable businesses to streamline their financial operations and optimize their cash flow. The ownership of First International Bank & Trust empowers us with the necessary support and advantages to thrive in today's payments industry.
Fraud Prevention
Fraud is a widespread and unfortunate part of today’s world. At Kotapay, we know how important it is to protect the hard-earned money of our clients, which is why security is one of our top priorities. Our fraud prevention experts have saved clients tens of thousands of dollars through our proprietary fraud detection systems.
ACH Payment Processing
ACH is a secure, efficient, and cost-effective way to pay employees and vendors. With ACH processing, you can streamline payment processes, reduce the risk of errors and fraud, and improve cash flow. Additionally, ACH payments are faster and more convenient than traditional paper checks, making it a preferred method of payment for many businesses.
Kotapay Insights
Everyone is Talking About Real-Time Payments
What could real-time payments mean for your business? Learn more about real-time payments and how Kotapay is planning for the future of payments.
Fraud Detection Systems to Help Protect Your Business
With over 30 years of experience in the industry, Kotapay has developed a robust system for collecting fraudulent bank account information.
Trent Sorbe Joins First International Bank & Trust
We are excited to welcome Trent Sorbe to First International Bank & Trust’s Executive Team! Sorbe will serve as Chief Payments Officer.
30 Years of ACH Payment Processing and Industry Expertise
Thank you to our customers and employees for their support and trust in Kotapay!
Trusted Banking Since 1910: First International Bank & Trust
Since our humble beginnings in 1910, First International Bank & Trust has grown from a single bank in Arnegard, North Dakota to more than 30 branches spanning four states.
Kotapay Named to Nacha's 2022 Top ACH Originators List
Kotapay, First International Bank & Trust’s payment department, was recently named to Nacha’s Top 50 ACH Originators List for 2022.
